Free Checking

• $100 minimum opening deposit
• No minimum balance requirement
• No monthly service fee
• No charge for ATM card (Visa Checkcard upon approval)
• No limit on transactions
• No charge for Online Banking
• $5.95 per month for Online Billpay (1st six months free)
• $10.00 per month for check return

Interest Checking

• $100 minimum opening deposit
• Monthly maintenance fee of $7.00 if daily balance is less than $500; $5.00 if daily balance is $500 but less than $1,000; no fee if above $1000*
• No charge for ATM card (Visa Checkcard upon approval)
• No limit on transactions
• Interest earned and compounded monthly.
• No charge for Online Banking
• $5.95 per month for Online Billpay (1st six months free)
• $10.00 per month for check return

Free Small Business Checking

• $100 minimum opening deposit
• No minimum balance requirement
• 100 free items per statement cycle, $0.25 each item over 100 per statement cycle
• No charge for Business Visa Checkcard (upon approval)
• No charge for Online Banking
• $9.95 per month for Online Billpay (1st six months free)
• $10.00 per month for check return

Commercial Checking

• $100 minimum opening deposit
• No minimum balance requirement
• $ 7.00 monthly maintenance fee
• $0.15 per item (check or debit)
• $0.30 per item (deposit or credit)
• $0.05 per item deposited
• No charge for Business Visa Checkcard (upon approval)
• No charge for Online Banking
• Online Billpay $9.95 per month (1st six months free)
• $10.00 per month for check return

Preferred Money Market Account

• $10,000.00 minimum opening deposit
• Monthly maintenance fee of $15.00 if daily balance is less than $2,500; no fee if above $2,5000
• Six transactions per month** / $5.00 for each debit over six and/or writing over three checks.
• Tiered interest earned and compounded monthly
• No charge for ATM card
• No charge for Online Banking
• $5.95 per month for Online Billpay (1st six months free)
• $10.00 per month for check return

** 6 transactions per month by automatic debit, preauthorized payments, drafts, ATM, or teller withdrawals. Only three of the 6 transactions may be written check.

*** Subject to Approval

Privacy and Disclosure